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CIPAA : The Debt Of War by Kamarulzaman Baharom - 2026

CIPAA : The Debt Of War by Kamarulzaman Baharom - 2026

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Set against Malaysia’s construction industry, CIPAA: THE DEBT WAR explores what happens when a payment dispute threatens the survival of a contractor. Through the conflict between Perisai Bina and Wibawa Berhad, readers experience the pressure of delayed payments, disputed valuations, evidence, adjudication and enforcement. The novel brings CIPAA to life through its characters, turning legal procedures and construction documents into weapons in a battle where every decision has consequences.

At the same time, the story reveals the human cost of payment disputes. Workers still need to be paid, suppliers still demand settlement, and businesses cannot survive indefinitely without cash flow. Whether you are a contractor, construction professional, legal practitioner or thriller reader, CIPAA: THE DEBT WAR offers a dramatic look at the battle behind construction payment disputes. Because sometimes, the biggest threat to a company is not the amount it is owed. It is how long the company can survive without it.

TABLE OF CONTENTS

Prologue: The Final Transfer
The Night the Money Ran Out

Chapter 1: The Tender Trap
The View from the 62nd Floor

Chapter 2: The Signing
Handshakes and Red Flags

Chapter 3: Ghosts in the Ground
What the Maps Didn’t Show

Chapter 4: The First Cut
Payment Certificate No. 7

Chapter 5: The Payment Claim
Section 5 — The Trigger

Chapter 6: The Payment Response
Section 6 — The Silence That Spoke

Chapter 7: The Spreadsheet of Damnation
Zana’s Ledger of Ghosts

Chapter 8: The Lawyer’s Office
Sara Lim’s Cold Assessment

Chapter 9: The Adjudication Claim
301 Pages of Desperation

Chapter 10: The Nuclear Response
Wibawa Berhad’s Financial Neutron Bomb

Chapter 11: The Silver Bullet
“Time at Large”

Chapter 12: The Adjudicator’s Study
Dr. Wong’s Hunt for Truth

Chapter 13: The Expert’s Paradox
When Honesty Hurts

Chapter 14: The Final Reply
Sara’s Masterpiece

Chapter 15: The Longest Night
Waiting for Judgment

Chapter 16: The Decision at Dawn
May 14, 5:08 AM

Chapter 17: The Celebration
Morning of May 14

Chapter 18: The Silence Returns
Day 28: No Payment

Chapter 19: The Enforcement Game
High Court Originating Summons

Chapter 20: Justice Kaur’s Courtroom
Twenty Minutes That Decide Everything

Chapter 21: The Money Arrives
Day 67: The Bank Notification

Chapter 22: The Ripple Effect
Industry Whispers

Chapter 23: The Changed Office
Wibawa Berhad’s New Procedures

Chapter 24: The Empty Desk
Mr. Hazman’s “Special Projects”

Chapter 25: The One Year Anniversary
Scars That Don’t Show

Chapter 26: The Conference
AIAC Annual Event

Chapter 27: The Completed Viaduct
Trains Running On Time

Chapter 28: The New Normal
Two Years Later

Chapter 29: The Mentor
Ahmad’s New Role

Chapter 30: The Legacy
What Remains

Chapter 31: The Paper Trail
The Box in Storage

Chapter 32: The Ghosts Return
A New Project, Old Fears

Chapter 33: The Difference
This Time, They’re Ready

Chapter 34: The Industry Shift
Five Years Later

Chapter 35: The Retirement
Old Mr. Lim’s Last Day

Chapter 36: The Next Generation
Zana Takes Over

Chapter 37: The Final Accounting
Balance Sheet of Survival

Epilogue: The Paper Warriors
Present Day

Appendix: Glossary of Key CIPAA Terms for Readers

 

Authors Kamarulzaman Baharom
Publication Date 2026
ISBN 9786297120003
Format Hardback 
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